{"id":9997,"date":"2026-04-13T07:33:51","date_gmt":"2026-04-13T07:33:51","guid":{"rendered":"https:\/\/busondakika.com.tr\/?p=9997"},"modified":"2026-04-13T07:33:52","modified_gmt":"2026-04-13T07:33:52","slug":"kaspersky-raporu-finansal-tehditlerin-kimlik-bilgisi-hirsizligina-evrilmesiyle-bir-milyondan-fazla-banka-hesabi-ele-gecirildi","status":"publish","type":"post","link":"https:\/\/busondakika.com.tr\/?p=9997","title":{"rendered":"Kaspersky Raporu: Finansal Tehditlerin Kimlik Bilgisi H\u0131rs\u0131zl\u0131\u011f\u0131na Evrilmesiyle Bir Milyondan Fazla Banka Hesab\u0131 Ele Ge\u00e7irildi"},"content":{"rendered":"<p> <strong>Ge\u00e7ti\u011fimiz y\u0131l, infostealer t\u00fcr\u00fc zararl\u0131 yaz\u0131l\u0131mlar nedeniyle bir milyondan fazla \u00e7evrim i\u00e7i bankac\u0131l\u0131k hesab\u0131 ele ge\u00e7irildi. Finansal siber tehditlerin y\u00f6n\u00fc giderek kimlik bilgisi h\u0131rs\u0131zl\u0131\u011f\u0131 ve veri yeniden kullan\u0131m\u0131na y\u00f6nelirken, sald\u0131rganlar geleneksel PC bankac\u0131l\u0131\u011f\u0131 zararl\u0131 yaz\u0131l\u0131mlar\u0131ndan uzakla\u015f\u0131p sosyal m\u00fchendislik y\u00f6ntemlerine ve dark web pazar yerlerine y\u00f6neliyor. \u00d6te yandan mobil finansal zararl\u0131 yaz\u0131l\u0131mlar\u0131n da y\u00fckseli\u015fi s\u00fcr\u00fcyor. G\u00fcncel finansal siber tehdit trendlerine ili\u015fkin detaylar Kaspersky\u2019nin\u00a0yeni raporunda\u00a0yer al\u0131yor.<\/strong><\/p>\n<p>Geleneksel\u00a0<strong>finansal oltalama (phishing)<\/strong>\u00a0sald\u0131r\u0131lar\u0131 h\u00e2l\u00e2 varl\u0131\u011f\u0131n\u0131 s\u00fcrd\u00fcr\u00fcyor. E-ticaret sitelerini taklit eden sayfalar, finansal oltalama ekosisteminde ba\u015f\u0131 \u00e7ekiyor (2025\u2019te %48,5; 2024\u2019e g\u00f6re %10,3 art\u0131\u015f). Bunu bankalar (2025\u2019te %26,1; 2024\u2019e g\u00f6re %16,5 d\u00fc\u015f\u00fc\u015f) ve \u00f6deme sistemleri (2025\u2019te %25,5; 2024\u2019e g\u00f6re %6,2 art\u0131\u015f) izliyor. Bankalara y\u00f6nelik oltalama giri\u015fimlerindeki d\u00fc\u015f\u00fc\u015f, bu hizmetlerin taklit edilmesinin giderek zorla\u015ft\u0131\u011f\u0131n\u0131 ve doland\u0131r\u0131c\u0131lar\u0131n kullan\u0131c\u0131lar\u0131n finansal verilerine eri\u015fmek i\u00e7in daha kolay y\u00f6ntemlere y\u00f6neldi\u011fini g\u00f6steriyor olabilir.<\/p>\n<p>Sald\u0131rganlar, kampanyalar\u0131n\u0131 b\u00f6lgelerin dijital al\u0131\u015fkanl\u0131klar\u0131na g\u00f6re uyarl\u0131yor. Orta Do\u011fu&#8217;da finansal oltalama faaliyetlerinin %85,8\u2019i e-ticaret siteleri \u00fczerinde yo\u011funla\u015f\u0131rken bu durum b\u00f6lgedeki \u00e7evrimi\u00e7i perakende odakl\u0131 tuzaklar\u0131n etkisini g\u00f6steriyor. Afrika\u2019da ise banka temal\u0131 oltalama sald\u0131r\u0131lar\u0131 %53,75 ile ba\u015f\u0131 \u00e7ekiyor; bu da b\u00f6lgedeki kullan\u0131c\u0131 hesap g\u00fcvenli\u011finin h\u00e2l\u00e2 yetersiz oldu\u011funun bir g\u00f6stergesi olarak de\u011ferlendiriliyor. Latin Amerika&#8217;da e-ticaret ve banka hedefli sald\u0131r\u0131lar aras\u0131nda dengeli bir da\u011f\u0131l\u0131m g\u00f6r\u00fcl\u00fcrken, Asya-Pasifik (APAC) ve Avrupa\u2019da sald\u0131r\u0131lar\u0131n her \u00fc\u00e7 kategoriye de (banka, e-ticaret, \u00f6deme sistemleri) e\u015fit yay\u0131ld\u0131\u011f\u0131 g\u00f6zlemleniyor. Bu durum, s\u00f6z konusu b\u00f6lgelerde sald\u0131r\u0131 stratejilerinin \u00e7e\u015fitlendi\u011fine i\u015faret ediyor.<\/p>\n<p>2025\u2019te, kullan\u0131c\u0131lar\u0131n finansal i\u015flemler i\u00e7in giderek daha fazla mobil cihazlara y\u00f6nelmesiyle birlikte PC tabanl\u0131 finansal zararl\u0131 yaz\u0131l\u0131mlardan etkilenen kullan\u0131c\u0131 say\u0131s\u0131ndaki d\u00fc\u015f\u00fc\u015f devam etti. Buna kar\u015f\u0131n\u00a0mobil bankac\u0131l\u0131k zararl\u0131 yaz\u0131l\u0131mlar\u0131na\u00a0y\u00f6nelik sald\u0131r\u0131lar, bir \u00f6nceki y\u0131la k\u0131yasla 1,5 kat artt\u0131.<\/p>\n<p>Geleneksel finansal zararl\u0131 yaz\u0131l\u0131mlar\u0131 tamamlayan infostealerlar<strong>,<\/strong>\u00a0hem PC\u2019lerde hem de mobil cihazlarda finansal su\u00e7lar\u0131n finansal su\u00e7lar\u0131n kritik bir par\u00e7as\u0131 haline geldi. Bu zararl\u0131 yaz\u0131l\u0131mlar; oturum a\u00e7ma bilgileri, \u00e7erezler, banka kart\u0131 numaralar\u0131, kripto c\u00fczdan seed ifadeleri ve taray\u0131c\u0131lar ile uygulamalardaki otomatik doldurma verileri gibi hassas bilgileri toplayarak sald\u0131rganlar\u0131n hesap ele ge\u00e7irme ya da do\u011frudan finansal doland\u0131r\u0131c\u0131l\u0131k ger\u00e7ekle\u015ftirmesine olanak tan\u0131yor.\u00a0Kaspersky verilerine g\u00f6re, infostealer tespitlerinde k\u00fcresel \u00f6l\u00e7ekte %59, Afrika\u2019da %53 ve Orta Do\u011fu\u2019da %26 art\u0131\u015f ya\u015fand\u0131 (2024\u2019ten 2025\u2019e, PC taraf\u0131nda). Bu art\u0131\u015f, kimlik bilgisi temelli sald\u0131r\u0131lar\u0131n yayg\u0131nla\u015fmas\u0131n\u0131 h\u0131zland\u0131rd\u0131.<\/p>\n<p>Kaspersky Dijital Ayak \u0130zi \u0130stihbarat\u0131 (DFI) verilerine g\u00f6re, 2025 y\u0131l\u0131nda d\u00fcnyan\u0131n\u00a0en b\u00fcy\u00fck 100 bankas\u0131ndan hizmet alan bir milyondan fazla \u00e7evrimi\u00e7i banka hesab\u0131 bilgi \u00e7al\u0131c\u0131lar\u0131n kurban\u0131 oldu ve bu hesaplara ait kimlik bilgileri karanl\u0131k web\u2019de a\u00e7\u0131k \u015fekilde payla\u015f\u0131ld\u0131. Banka ba\u015f\u0131na d\u00fc\u015fen ortalama ele ge\u00e7irilmi\u015f hesap say\u0131s\u0131n\u0131n en y\u00fcksek oldu\u011fu \u00fclkeler Hindistan, \u0130spanya ve Brezilya olarak kayda ge\u00e7ti.<\/p>\n<p>Daha da \u00e7arp\u0131c\u0131 olan\u0131, 2025 y\u0131l\u0131nda ele ge\u00e7irilen ve karanl\u0131k web kaynaklar\u0131nda payla\u015f\u0131lan \u00f6deme kartlar\u0131n\u0131n\u00a0<strong>%74\u2019\u00fcn\u00fcn<\/strong>, Mart 2026 itibar\u0131yla h\u00e2l\u00e2 ge\u00e7erlili\u011fini koruyor olmas\u0131d\u0131r. Bu durum, sald\u0131rganlar\u0131n aylar hatta y\u0131llar \u00f6nce \u00e7al\u0131nm\u0131\u015f kartlar\u0131 h\u00e2l\u00e2 aktif olarak kullanabildi\u011fi anlam\u0131na geliyor.<\/p>\n<p><strong>Kaspersky Digital Footprint Intelligence analisti Polina Tretyak<\/strong>, konuyla ilgili \u015fu de\u011ferlendirmede bulunuyor: \u201c<em>Dark web, finansal siber su\u00e7lar i\u00e7in merkezi bir platform haline geldi. Infostealer\u2019lar taraf\u0131ndan ele ge\u00e7irilen kimlik bilgileri ve banka kartlar\u0131 burada toplan\u0131yor, yeniden paketleniyor ve sat\u0131\u015fa sunuluyor. Ayn\u0131 zamanda finansal \u00fcr\u00fcn kullan\u0131c\u0131lar\u0131n\u0131 hedefleyen oltalama kitleri de kullan\u0131ma haz\u0131r hizmetler olarak sunuluyor. Bu durum, veri h\u0131rs\u0131zl\u0131\u011f\u0131 ile doland\u0131r\u0131c\u0131l\u0131k faaliyetlerinin birbirini besledi\u011fi, kendi kendini s\u00fcrd\u00fcren bir ekosistem yarat\u0131yor. B\u00f6ylece sald\u0131r\u0131lar \u00f6l\u00e7eklenebilir hale geliyor ve s\u0131n\u0131rl\u0131 deneyime sahip doland\u0131r\u0131c\u0131lar taraf\u0131ndan dahi kolayl\u0131kla ger\u00e7ekle\u015ftirilebiliyor. Bu d\u00f6ng\u00fcy\u00fc k\u0131rmak, kurumlar i\u00e7in proaktif tehdit istihbarat\u0131n\u0131, bireyler i\u00e7in ise daha y\u00fcksek fark\u0131ndal\u0131k ve dikkat seviyesini gerektiriyor<\/em>.\u201d<\/p>\n<p>Kaspersky, g\u00fcvende kalmak i\u00e7in \u015fu \u00f6nlemlere dikkat \u00e7ekiyor:<\/p>\n<p>Bireysel Kullan\u0131c\u0131lar \u0130\u00e7in:<\/p>\n<ul>\n<li>\u015e\u00fcpheli mesajlardaki ba\u011flant\u0131lara t\u0131klamay\u0131n; kimlik bilgilerinizi veya kart detaylar\u0131n\u0131z\u0131 girmeden \u00f6nce web sayfalar\u0131n\u0131n do\u011frulu\u011funu mutlaka kontrol edin.<\/li>\n<li>M\u00fcmk\u00fcn olan her yerde \u00e7ok fakt\u00f6rl\u00fc kimlik do\u011frulamay\u0131 (MFA) etkinle\u015ftirin; g\u00fc\u00e7l\u00fc, benzersiz parolalar olu\u015fturun ve bunlar\u0131 g\u00fcvenli bir parola y\u00f6neticisinde saklay\u0131n.<\/li>\n<li>Sahte e-ticaret sitelerinden ve oltalama sayfalar\u0131ndan korunmak i\u00e7in g\u00fcvenilir bir g\u00fcvenlik \u00e7\u00f6z\u00fcm\u00fc kullan\u0131n. \u00d6rne\u011fin\u00a0Kaspersky Premium, web sitesi \u00f6zelliklerini ve URL&#8217;leri analiz ederek \u015f\u00fcpheli kal\u0131plar\u0131 tespit eden geli\u015fmi\u015f teknolojisiyle kullan\u0131c\u0131lar\u0131 doland\u0131r\u0131c\u0131l\u0131k giri\u015fimlerinden korur.<\/li>\n<\/ul>\n<p>\u0130\u015fletmeler \u0130\u00e7in:<\/p>\n<ul>\n<li>T\u00fcm altyap\u0131n\u0131z\u0131 d\u00fczenli olarak analiz edin, g\u00fcvenlik a\u00e7\u0131klar\u0131n\u0131 giderin ve gizli riskleri ortaya \u00e7\u0131karmak i\u00e7in d\u0131\u015f uzmanlardan destek alarak tarafs\u0131z bir bak\u0131\u015f a\u00e7\u0131s\u0131 edinin.<\/li>\n<li>Organizasyon genelinde h\u0131zl\u0131 tespit ve m\u00fcdahale yetene\u011fi sa\u011flayan, t\u00fcm sald\u0131r\u0131 vekt\u00f6rlerini tek bir merkezden izleyen entegre platformlar kullan\u0131n.\u00a0Kaspersky Next\u00a0\u00fcr\u00fcn ailesi; ger\u00e7ek zamanl\u0131 koruma, tehdit g\u00f6r\u00fcn\u00fcrl\u00fc\u011f\u00fc ve her \u00f6l\u00e7ekteki i\u015fletmeye uygun EDR\/XDR yetenekleriyle bu s\u00fcre\u00e7te yard\u0131mc\u0131 olabilir.<\/li>\n<li>Karanl\u0131k web kaynaklar\u0131n\u0131n s\u00fcrekli izlenmesi, potansiyel tehdit kaynaklar\u0131n\u0131n kapsam\u0131n\u0131 geni\u015fletir ve tehdit akt\u00f6rlerinin planlar\u0131n\u0131 takip etmenize olanak tan\u0131r. Bu t\u00fcr bir izleme kapasitesine\u00a0Kaspersky\u2019s Digital Footprint Intelligence\u00a0servisi arac\u0131l\u0131\u011f\u0131yla ula\u015fabilirsiniz.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>Kaynak: (BYZHA) Beyaz Haber Ajans\u0131<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ge\u00e7ti\u011fimiz y\u0131l, infostealer t\u00fcr\u00fc zararl\u0131 yaz\u0131l\u0131mlar nedeniyle bir milyondan fazla \u00e7evrim i\u00e7i bankac\u0131l\u0131k hesab\u0131 ele ge\u00e7irildi.<\/p>\n","protected":false},"author":1,"featured_media":9998,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-9997","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-teknoloji"],"_links":{"self":[{"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/9997","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9997"}],"version-history":[{"count":1,"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/9997\/revisions"}],"predecessor-version":[{"id":9999,"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/9997\/revisions\/9999"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=\/wp\/v2\/media\/9998"}],"wp:attachment":[{"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9997"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9997"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/busondakika.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9997"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}